Freedom

Pay off bad debt
The fourth financial milestone is freedom, where individuals have paid off any bad debt (such as high-interest credit card debt) and can begin to focus on more long-term financial goals. This involves freeing oneself from the burden of debt and establishing a positive net worth. This can be achieved through methods such as debt consolidation, debt settlement, or debt payoff strategies like the debt snowball or debt avalanche.
March 19, 2023

The Ultimate Guide to Paying Off Debt: Which Method Is Right for You?

Want to be debt-free? Try the Snowball, Avalanche, Balance Transfer, Debt Consolidation, or Side Hustle method. It's possible with patience and discipline!
March 17, 2023

Why You Shouldn't Be Afraid to Ask for Help with Your Money

Want to be good with money? Don't be afraid to ask for help! A financial advisor can be like a coach for your wallet.
March 3, 2023

Unlocking the Mysteries of Credit: A Guide for National Credit Education Month

Improve your financial literacy and credit management skills this March with National Credit Education Month. Take control of your credit today!
March 3, 2023

The Chainsaw Metaphor: Understanding the Good and Bad of Debt

Debt is a tool, like a chainsaw. Used wisely, it can help achieve financial goals. Used poorly, it can lead to financial ruin.
March 3, 2023

The Illusion of the Middle Class: Why Financial Stability is More Precarious Than You Think

Many in middle class live paycheck to paycheck, at risk of poverty. Wealthy have advantages not available to most. Need for economic security for all.
March 3, 2023

Understanding Credit Card Closure Due to Delinquencies and High Balances

Discover closed my account due to delinquencies and high balances on other accounts. Learn how to avoid credit card closure.
March 3, 2023

Book Review: "The Financial Diet: A Total Beginner’s Guide to Getting Good with Money"

Looking for a comprehensive guide to personal finance? Check out "The Financial Diet" - an approachable, relatable, and actionable book.